HealthSpire®, a CVS Health company
HealthSpire®, a CVS Health company
Get answers faster, by calling (888) 392-0262TTY: 711 Mon-Fri 9AM - 6PM ET REQUEST A CALL
Get answers faster, by calling Mon-Fri 9AM - 6PM ET

Cancer And Heart Attack Or Stroke Plans (CHAS)

Cancer, heart attacks, and strokes can happen at any time to anyone. Even those who live a healthy lifestyle run the risk of being diagnosed with one or more of these illnesses.

Half of all men and one third of all women will develop cancer during their lifetimes and about 77% of all cancers are diagnosed in persons 55 or older.  Stroke reduces mobility in more than half of stroke survivors 65 and older. And the average age of first heart attack is 64.7 years for men and 72.2 years for women, according to the American Heart Association.

Life Is Unpredictable. Protect Yourself And Your Family With A Cancer & Heart Attack Or Stroke Insurance Plan.

The good news is that more and more seniors are surviving these illnesses. For example, by 2020, the number of cancer survivors is predicted to increase by 31%, with the largest increase among Americans age 65 or older.

If you’re looking to limit your out-of-pocket expense without having to compromise who you trust with your care, then Aetna’s Protection Series-Cancer Insurance Plan could be right for you. Call us at (888) 392-0262 (TTY: 711) to learn more.

The Costs Of Cancer, A Heart Attack, Or A Stroke Go Far Beyond Just Medical Bills

One in five people with health insurance who are diagnosed with cancer go through all or most of their savings. Most of the costs associated with cancer aren’t covered by Medicare. In fact, only 39% of the costs for cancer come from approved medical treatment.

Those diagnosed with cancer are potentially out thousands of dollars for uncovered costs like travel and lodging to specialty hospitals for medical care, deductibles/co-payments, and experimental treatments, in addition to the indirect costs like lost productivity and income.

You can protect against these costs with Cancer and Heart Attack or Stroke (CHAS) Insurance plans that offer an immediate lump sum payout once cancer, heart attack or a stroke is medically diagnosed. You have the freedom to use these funds however you choose. You can cover groceries, childcare, in-home care, and other costs that Medicare and health insurance will not reimburse.

Other features of Cancer & Heart Attack or Stroke plans include:

  • No additional premium for tobacco users
  • Family rates and Individual and Spouse rates are based off the youngest spouse
  • Guaranteed renewable as long as you pay premiums on time
  • 30-day free look

Even if you’ve had cancer before, you still may be eligible for a plan. And a CHAS plan can be added at any time, not just during the Annual Election Period.

You can receive a benefit amount from $5,000 to $75,000 to help manage expenses associated with your care. Even better, the policy is guaranteed renewable for life as long as the premiums are paid so you can have peace of mind in knowing you’ll be covered. At HealthSpire, we’re here to help. Give us a call today at (888) 392-0262 (TTY: 711) to learn more.

A Licensed HealthSpire Agent Is Ready To Help You Make The Right Choice

Speak to a dedicated TeleAgent today and get help determining if a CHAS plan right for you. Also learn about the other ways to limit the risks of high out-of-pocket costs that are over what Original Medicare pays.

After we listen to your situation and help you decide the right fit for you, we’ll help you through the enrollment process step-by-step and support you post enrollment as well.

What Our Customers Are Saying:

“Nzinga was professional yet friendly and did an excellent job of explaining and enrolling us in our new Aetna plan.”

“Angela was very patient and knowledgeable. I felt like I was in good hands!”

“I talked to Adam Day and he was awesome; made my enrollment easy and painless!”

Our Pledge To You

We are committed to informing you, assisting you with the process,
and taking the guesswork out of deciding.